Privacy Policy and Terms of Use

I welcome you to my website and invite you to know these terms before you provide your personal data on it.

Minors under the age of 18

In the case of children under thirteen years of age, the consent of their parents or guardians is required for the processing of their personal data.

Under no circumstances shall data relating to the professional or economic situation or to the privacy of other members of the family be collected from minors without their consent.

If you are under the age of thirteen and have accessed this website without notifying your parents, you should not register as a user.

Some principles you should know

At ahorraryganarhoy.com the respect and protection of users’ personal data is a priority. As a user you should know that your rights are guaranteed on this website.

I’ve worked hard to create a safe and reliable space, so I want to share my principles about your privacy:

I never ask for personal information unless it is really necessary to provide you with the services you require.
I never share my users’ personal information with anyone except to comply with the law or with your express permission.
I never use your personal data for any purpose other than that stated in this privacy policy.
This Privacy Policy may vary depending on legislative requirements or self-regulation, so I advise you as a user to visit it periodically. It will be applicable in the event that users decide to fill in any of its contact forms where personal data is collected.

Legal regulations to which this website is subject

AhorrarYGanarHoy has adapted this website to the requirements of Organic Law 15/1999, of 13 December, on the Protection of Personal Data (LOPD), and to Royal Decree 1720/2007, of 21 December, known as the Regulations for the development of the LOPD. It also complies with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of individuals (RGPD), as well as with Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce (LSSICE or LSSI).

How did I obtain your data?

The personal data I deal with at AhorrarYGanarHoy come from:

Contact form.
Comments on the blog.

What are your rights when you give me your details?

Anyone has the right to obtain confirmation as to whether or not I am processing personal data concerning me at AhorrarYGanar today.

The persons concerned have the right to:

Request access to personal data relating to the data subject.
Request its correction or deletion.
Request limitation of your treatment.
Oppose treatment.
Request data portability.
Data subjects may have access to their personal data, as well as request the rectification of inaccurate data or, where appropriate, request their erasure when, among other reasons, the data are no longer necessary for the purposes for which they were collected.

In certain circumstances, data subjects may request a restriction on the processing of their data, in which case I will only retain them for the purpose of exercising or defending claims.

In certain circumstances and for reasons relating to their particular situation, data subjects may object to the processing of their data. AhorrarYGanarToday you will stop processing the data, except for compelling legitimate reasons, or exercising or defending possible claims. They may also request the portability of their data.

Data subjects shall also have the right to effective judicial protection and to lodge a complaint with the supervisory authority, in this case the Spanish Data Protection Agency, if they consider that the processing of personal data concerning them infringes the Regulation.

For what purpose do I treat your personal data?

When a user connects to this website for example to comment on a post, send an email to the owner, subscribe or make a contract, is providing personal information for which it is responsible: AhorrarYGanarHoy. Such information may include personal data such as your IP address, name, physical address, e-mail address, telephone number and other information. By providing this information, you consent to the collection, use, management and storage of your information by ahorraryganarhoy.com only as described in the Legal Notice and this Privacy Policy.

In AhorrarYGanarHoy there are different systems for the capture of personal information and I treat the information provided by the people interested with the following purpose for each system of capture (forms):

Contact form: I request the following personal data: name, email, to respond to the requirements of the users of ahorraryganarhoy.com. For example, I may use this data to respond to your request and answer any doubts, complaints, comments or concerns you may have regarding the information included on the website, the services provided through the website, the processing of your personal data, questions regarding the legal texts included on the website, as well as any other queries you may have that are not subject to the terms of the contract. Please note that the information you provide will be located on the servers of Webempresa Europa, S.L. (hosting provider of AhorrarYGanarHoy) within the EU.
Sales form: The user has different purchase forms available subject to the conditions of contract specified in my particular conditions of contract for each product or service where you will be required to provide contact and payment details. I request the following personal data: name, surname, CIF/NIF, email, address, billing information. Please note that the information you provide will be located on the servers of Webempresa Europa, S.L. (hosting provider of AhorrarYGanarHoy) within the EU.
Content subscription form: In this case, I request the following personal data: name, email, to manage the list of subscriptions, to send newsletters, promotions and special offers, provided by the user when making the subscription. Within the website there are several forms to activate the subscription. The electronic newsletters or newsletters are managed by Mailchimp. When using the services of this platform for email marketing campaigns, subscription management and newsletter delivery, you should be aware that Mailchimp has its servers hosted outside the EU, in the US and is covered by the EU-US Privacy Shield agreement, the information of which is available here, approved by the European Protection Committee.
Registration form for blog comments: To comment on the blog posts savearyganarhoy.com requires the user to register through this form. In this case, I request the following personal data: name, email, website. Once registered, the user will be able to make as many comments as he or she wishes and respond to the above. Please note that the information you provide will be located on the servers of Webempresa Europa, S.L. (hosting provider of AhorrarYGanarHoy.com) within the EU.
Account registration form: In this case, I request the following personal data: name, email, to manage the registration of your account in my community. Please note that the information you provide will be located on the servers of Webempresa Europa, S.L. (hosting provider of AhorrarYGanarHoy) within the EU.
There are other purposes for which I treat your personal data:

To ensure compliance with the terms of use and applicable law. This may include the development of tools and algorithms that help this site to ensure the confidentiality of the personal data it collects.
To support and improve the services offered by this website.
We also collect other non-identifying data obtained through some cookies that are downloaded to the user’s computer when browsing this website which I detail in the cookie policy.
To manage social networks. AhorrarYGanarToday you can have a presence in social networks. The treatment of the data that is carried out of the people who become followers in the social networks of the official pages of AhorrarYGanarHoy, will be governed by this section. As well as for those conditions of use, privacy policies and access regulations that belong to the social network in each case and accepted previously by the user of AhorrarYGanarHoy.com. It will treat your data in order to correctly manage your presence on the social network, reporting on activities, products or services of AhorrarYGanarHoy.com.  As well as for any other purpose that the regulations of the social networks allow. Under no circumstances will I use the profiles of followers on social networks to send individual advertising.

AhorrarYGanarHoy, does not sell, rent or transfer personal data that can identify the user, nor will do so in the future, to third parties without prior consent. However, in some cases, collaborations with other professionals may be made, in which case, consent will be required from the users, informing them of the identity of the collaborator and the purpose of the collaboration. It will always be done to the highest safety standards.

Legitimacy for the processing of your data

The legal basis for the processing of your data is: consent.

To contact or make comments on this website requires consent to this privacy policy.

The prospective or commercial offer of products and services is also based on the consent requested of you, without in any case the withdrawal of this consent conditioning the execution of the subscription contract. Also, the contracting of products and services according to the terms and conditions set forth in the commercial policy.

How long will I keep your data?

The personal data provided will be retained:

As long as the business relationship is maintained.
No request for their deletion by the data subject is made.
To whom will your data be sent?

To provide services strictly necessary for the development of the activity, AhorrarYGanarHoy.com, shares data with the following providers under their respective privacy conditions.

All the utilities offered by third parties are strictly necessary for the development of my services and have been selected according to the fulfillment of the rights that I preserve in this website.

The following companies will have access to the personal information necessary to perform their duties as processors, but may not use it for any other purpose. In addition, they must treat personal information in accordance with this Privacy Policy and applicable data protection legislation.

Hosting: Webempresa Europa, S.L., with address at Almagro 11 6º 7ª 28010 Madrid. More information in https://www.webempresa.com/ Webempresa Europa, S.L., treats the data in order to perform its services as a hosting provider to AhorrarYGanarHoy

Web platform: WordPress.org, more information at https://wordpress.org/ treats the data in order to perform its support services.

Email marketing: We do not use any email marketing services or collect data from our users.

Google Analytics: a web analytics service provided by Google, Inc. which is headquartered at 1600 Amphitheatre Parkway, Mountain View (California), CA 94043, United States (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help AhorrarYGanarHoy.com analyze how users use the website. The information generated by the cookie about your use of AhorrarYGanarHoy.com (including your IP address) will be transmitted to and stored by Google on servers in the United States.

Google Adsense: This site is associated with Google to display ads to users who access this site. When you collaborate with google, cookies are used to show you ads related to your recent searches and to show you more relevant ads. This type of cookie includes third-party services such as: AdSense, AdWords and Google Analytics, as well as a number of DoubleClick branded services. When you visit this page, cookies from these services are sent to your browser. Find out more about the types of cookies Google uses and how Google uses these cookies.

You can use your ad settings to manage the Google ads that are displayed to you and instruct them not to display ads based on your interests. Even if you decide not to receive these types of ads, they may still appear based on factors such as your overall location derived from the address. The directory inclusion services will be free of charge referenced on the website itself, AhorrarYGanarHoy.com will try to ensure that the files and ads that appear on the Web express truthful information and are kept up to date, but does not guarantee the accuracy at all times of the data contained therein.

Navigation data

While browsing AhorrarYGanarHoy.com we may collect unidentifiable data, which may include IP addresses, geographic location (approximately), a record of how services and sites are used, and other data that cannot be used to identify the user. Among the non-identifying data are also those related to your browsing habits through third party services. This website uses the following third-party analysis services:

Google Analytics.
Search Console.
I use this information to analyze trends, administer the site, track users’ movements around the site, and gather broad demographic information about our user base as a whole.

Your rights to provide your personal information

Anyone has the right to obtain confirmation as to whether or not personal data concerning them is being processed at ahorraryganarhoy.com.

Data subjects have the right to access their personal data, as well as the right to request the rectification of inaccurate data or, where appropriate, to request their erasure when, among other reasons, the data are no longer necessary for the purposes for which they were collected.

In certain circumstances, data subjects may request a restriction on the processing of their data, in which case we will only retain them for the purpose of exercising or defending claims.

In certain circumstances and for reasons relating to their particular situation, data subjects may object to the processing of their data.

AhorrarYGanarToday you will stop processing the data, except for compelling legitimate reasons, or exercising or defending possible claims.

You can physically exercise your rights by e-mail to info@ahorraryganarhoy.com.

Data secrecy and security

ahorraryganarhoy.com is committed to the use and treatment of the personal data included of the users, respecting their confidentiality and to use them in accordance with the purpose of the same, as well as to comply with its obligation to save and adapt all measures to prevent alteration, loss, treatment or unauthorized access (such as the Https protocols I use), in accordance with the provisions of current legislation on data protection.

ahorraryganarhoy.com cannot guarantee the absolute impregnability of the Internet network and therefore, the violation of the data through fraudulent access to them by third parties.

Accuracy and truthfulness of data

As a user, you are solely responsible for the accuracy and correctness of the data you send to ahorraryganarhoy.com exonerating ahorraryganarhoy.com (ahorraryganarhoy.com) from any liability in this regard. The users guarantee and are responsible, in any case, for the accuracy, validity and authenticity of the personal data provided and undertake to keep them duly updated. The user agrees to provide complete and correct information on the contact or subscription form.

Acceptance and consent

The user declares to have been informed of the conditions on protection of personal data, accepting and consenting to the processing of the same by AhorrarYGanarHoy (ahorraryganarhoy.com) in the manner and for the purposes indicated in this privacy policy

Changes to the Privacy Policy

AhorrarYGanarHoy, reserves the right to modify this policy to adapt it to new legislation or case law, as well as to industry practices. In such cases, the Provider will announce on this page the changes introduced with reasonable notice prior to their implementation.

Commercial mail

According to the LSSICE, ahorraryganarhoy.com does not carry out SPAM practices, so it does not send commercial e-mails by electronic means that have not been previously requested or authorized by the user. Consequently, in each of the forms on the website, the user has the possibility of giving their express consent to receive the newsletter, regardless of the commercial information requested in a timely manner.

In accordance with the provisions of Law 34/2002 on Information Society Services and Electronic Commerce, ahorraryganarhoy.com undertakes not to send commercial communications without properly identifying them.

Document revised 10/5/2018